washington — With the U.S. presidential election coming November 5, the importance of social welfare — such as government-run programs for pensions and health care, known as Social Security and Medicare, along with affordable housing, and support for families — is again in the spotlight. More than 71 million people in the U.S. received benefits from programs administered in 2023 by the Social Security Administration, which helps retired workers and people with disabilities. But the Social Security Trust Fund and Medicare, a federal health insurance program for the elderly, are running out of funds, and without a new source of fundingmore